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VA Loan: National Guard VA Loan qualifications 2022 update

Featured photo credit: https://www.nationalguard.com/careers/ground-forces The VA loan is one of the most powerful home buying tools available to those who qualify. A few benefits of the VA home loan are an option for ZERO down payment, no Private Mortgage Insurance, and lenient credit qualifications. There are specific criteria to qualify for the VA home loan, …

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Does it make sense to Refinance? Consider the options, and know these 5 things.

Does it Make Sense to Refinance? 5 Things To Know

If you are thinking about refinancing, you probably have a good reason. Maybe  you are curious if you could save money by locking in a lower interest rate. Maybe you wonder if you could use some of the equity you have established in your home. Whatever your reason, here are 5 things to know before …

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EU Referendum Result graphic #Brexit

The EU Referendum, Brexit, and US Mortgage Rates

“The sudden stop in employment growth rules out any chance of a rate hike from the Fed at next week’s FOMC meeting, particularly now that the UK vote on whether to leave the European Union appears to be going down to the wire,” said Capital Economics Chief Economist Paul Ashworth.  (source: Housingwire.com) Britain’s exit from the …

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Homeownership still the American Dream

Seeking the American Dream of Home Ownership

Are you living the American Dream? Most of us have a pretty good idea about what the American Dream is. In case you don’t, we looked it up: [quote]“The American Dream is a national ethos of the United States, a set of ideals in which freedom includes the opportunity for prosperity and success, and an upward …

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do's and don'ts for the mortgage process around christmas graphic

Do’s & Dont’s for the Mortgage Process around CHRISTMAS

The holiday season is always a crazy time, but that’s no reason not to take advantage of the great housing market, and make some new holiday memories in a new home. Benchmark is committed to a smooth and easy mortgage process, keep these simple do’s and don’ts handy as you start your home buying process …

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Americans confident they can be home owners

More Americans Confident They Can Get Mortgages

The housing slowdown may have been accompanied by an inability for potential homeowners to obtain mortgages, but the latest Fannie Mae National Housing Survey shows movement on the mortgage consumption-front. For the month of November, 51% of survey respondents said it would now be easier to obtain a mortgage. This larger vote of confidence suggests …

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