Featured photo credit: https://www.nationalguard.com/careers/ground-forces The VA loan is one of the most powerful home buying tools available to those who qualify. A few benefits of the VA home loan are an option for ZERO down payment, no Private Mortgage Insurance, and lenient credit qualifications. There are specific criteria to qualify for the VA home loan, …
Tag: mortgage
15 Tips For An Easy Mortgage Process During The Holidays
‘Twas a crisp, cold, clear night, when we hoped for a house. With my hot cocoa stirring, I looked at my spouse. We’d mapped out our assets and budget with care, In hopes that our offer would not catch a snare. The children were nestled all snug in their beds, While dreams of new bedrooms …
Does it Make Sense to Refinance? 5 Things To Know
If you are thinking about refinancing, you probably have a good reason. Maybe you are curious if you could save money by locking in a lower interest rate. Maybe you wonder if you could use some of the equity you have established in your home. Whatever your reason, here are 5 things to know before …
The EU Referendum, Brexit, and US Mortgage Rates
“The sudden stop in employment growth rules out any chance of a rate hike from the Fed at next week’s FOMC meeting, particularly now that the UK vote on whether to leave the European Union appears to be going down to the wire,” said Capital Economics Chief Economist Paul Ashworth. (source: Housingwire.com) Britain’s exit from the …
Seeking the American Dream of Home Ownership
Are you living the American Dream? Most of us have a pretty good idea about what the American Dream is. In case you don’t, we looked it up: [quote]“The American Dream is a national ethos of the United States, a set of ideals in which freedom includes the opportunity for prosperity and success, and an upward …
Do’s & Dont’s for the Mortgage Process around CHRISTMAS
The holiday season is always a crazy time, but that’s no reason not to take advantage of the great housing market, and make some new holiday memories in a new home. Benchmark is committed to a smooth and easy mortgage process, keep these simple do’s and don’ts handy as you start your home buying process …
What is a Mortgage Payment?
One of the best long-term decisions that a person can make is purchasing a new home. While the value of a home may go up and down over a short period of time, home values have always increased over the long-term and have proven to be a great way to build personal equity. To purchase …
More Americans Confident They Can Get Mortgages
The housing slowdown may have been accompanied by an inability for potential homeowners to obtain mortgages, but the latest Fannie Mae National Housing Survey shows movement on the mortgage consumption-front. For the month of November, 51% of survey respondents said it would now be easier to obtain a mortgage. This larger vote of confidence suggests …
Picking Up Pennies Pays Off His Mortgage
A Massachusetts man delivered 62,000 pennies as his final mortgage payment. Thomas Daigle told The Milford Daily News he wanted to ensure his last payment was “memorable.” “It was something I wanted to do,” he said. “I always follow through.” “I was just praying I didn’t die first.” Thomas moved into his Milford, Massachusetts home …
What is The Boot Campaign?
“If I am not for myself, who will be for me? If I am not for others, what am I? And if not now, when?” Rabbi Hillel It’s not often that an opportunity comes along with the ability to distinctly affect the lives of both the receiver, and the giver. So when it does happen, …