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We at Benchmark continually monitor your loan and the market so you don’t have to. This way, you are given the best product to fit your unique situation and are always getting the best mortgage available.
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Jim McMahan Welcomes You to Benchmark
Welcome to Benchmark,
Benchmark is a remarkable community of mortgage professionals. At Benchmark, we have a clearly defined set of core values that we live out and practice every day. Having carefully selected each team member one person at a time, and with an average of over a decade of individual experience, we have assembled what we believe is the best team in the mortgage industry today. Not only does our team go the extra mile to serve our branches, loan officers, and support teams, we also stand ready to deliver an exceptional experience that is second to none for our customers. Please reach out and let us know if we can help you take advantage of the Benchmark opportunity today.
Jim McMahan | President
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What does debt to income ratio (also known as DTI) mean? This is a formula that lenders use to determine if you can "afford" a home based on Fannie Mae guidelines. For example, if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of your debts, your monthly debt payments are $2000. ($1500 + $100 + $400 = $2,000.) If your gross monthly income is $6000, then your debt-to-income ratio is 33 percent.
Happy National Drink Beer Day! Today is the designated day to enjoy the beverage, which came to North America in 1609. #DrinkBeerDay
Secondary Mortgage Market: The Secondary Mortgage Market is where home loans and servicing rights are bought and sold between lenders and investors.
Tomorrow marks the end of the first week of Fall! Ready to make your home match the season? Here are 5 Easy tips for Fall Decorations, from your friends at Benchmark Mortgage!
5 Easy Tips for Fall Decorations - Benchmark
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Think Outside The Pumpkin Make your fall pumpkin stand out by decorating the OUTSIDE, rather than gutting it. Not only does this broaden the possibilities to glitter, paint, melting crayons, and more,...
What is PMI (Private Mortgage Insurance)? A risk-management product that protects lenders against loss if a borrower defaults. Most lenders require private mortgage insurance (PMI) for loans with loan-to-value (LTV) percentages in excess of 80%.
jordansherer.benchmark.us just went live! Welcome to the Benchmark family, Jordan!
Our team has been actively planning our annual Production Trip! Each year we host the event to come together to find the best ways to stay ahead in the industry. This year’s trip will be held in Cancun. The theme is speed. We can’t wait!
Want to join the pumpkin craze? We’ve got the recipe for you! To start, you'll need all of three minutes and the following ingredients: 3 tablespoons ground cinnamon, 2 teaspoons ground ginger, 2 teaspoons ground nutmeg, 1 ½ teaspoons ground allspice and 1 ½ teaspoons ground cloves. Mix the spices together in a small bowl and take a little whiff.
