The insurance industry has experienced significant changes over recent years, with homeowner’s and auto insurance rates increasing rapidly. The reasons behind these trends are numerous, involving a combination of economic, environmental, and market-driven factors. Homeowner’s insurance on the rise Homeowner’s insurance rates have risen notably, driven by several unrelated critical factors: Accelerating auto insurance premiums …
Tag: homeownership
What Should You Check Before Making An Offer On Your Next House?
So, you are home shopping, have found ‘The One,’ and you’re ready to make an offer. Are you sure you know what you’re doing? I mean, of course you know that you plan to make an offer, but do you know what comes with the house that you think you are ready to buy? The …
Winter, Pets, and Homeownership
There are a TON of benefits homeownership brings for you and your pets. 68% of American households have a pet, according to the most recent APPA Pet Ownership Survey. The most popular pet being dogs in 48% of households, followed by cats in 38% of households. With our furry friends being such a big part …
How To Prepare Your Home For Winter
It’s That Time Of Year Again Winter officially begins on Thursday, and if you haven’t already winterized your home, it’s time to take action. Follow these steps to keep the comfort in, keep the cold out, and ensure your family’s safety. The energy cost savings doesn’t hurt, either, so get to it! Seal Drafty …
7 Fall Maintenance Tips for Homeowners
Fall is the perfect time to get all of your home maintenance and winter preparation projects done. It is the time of year when things cool off and it gives you the best opportunity for accomplishing all you need to before the cold winter months. Help get your home ready for winter with these fall …
Wall Street Journal & Forbes: It’s Time to Buy A Home
We believe very strongly that now is the time to buy a home. Some will say we are just saying this to create real estate transactions and commissions. Because of that, today we will quote what those outside the real estate profession are saying to the people who look to them for financial advice. The Wall …
Americans Still Believe in Homeownership – Fannie Mae Survey
Despite Americans’ pessimistic attitudes about the economy, 69 percent of the Americans surveyed in Fannie Mae’s Monthly National Housing Survey believed that it is still a good time to buy a home. It was the fourth time in the last year that 69 percent or more of the respondents felt that way. However, that …
The Rental Economy is Booming for Real Estate Investors
The rental market is booming for real estate investors right now even though homeownership is the most affordable its ever been. If you look at the pro’s of purchasing a home right now, we see: Low 30 year fixed rate loans Home prices down 30-50% in some areas from the 2005-2006 peak Lots of homes …
Low Interest Rates vs. Economy Jitters [VIDEO]
Historically low interest rates combined with incredible deals on real estate have created the perfect time to buy a home. “If you don’t own a home, buy one. If you own one home, buy another one. And if you own two homes, buy a third and lend your relatives the money to buy one.” -John …
What If You Could Buy Shoes…
What if there was a shoe store that had: An unparalleled selection of shoes of every size, color, and price range The shoes were discounted 30% or more You had a credit card that would finance the shoes for 30 years at 4.5% How many shoes would you buy? My bet is there would be …