Even in light of rising home prices, Trulia‘s October 2016 “Rent vs. Buy Report” successfully argues that owning your home with a conventional 30-year fixed rate mortgage costs less than renting in major US metros, even in high priced areas like Honolulu, HI (which sees 17.4% cost reduction over renting). The highest difference was 53.2% in Miami, FL …
Many people may have been watching home values steadily rise over the past year, and notice that it isn’t slowing down. Another Housing Bubble? Is this the aftershocks of 2008? Has sub-prime lending made a comeback as the Federal Reserve has hesitated to raise interest rates? Are new homeowners soon to be upside down on …
With the warm summer weather comes an increase in activities around your home, outside and inside, that use water. Here are 10 tips for smart water usage. Check Your Connections 1. Check hose connections and outdoor faucets for leaks. Replace or adjust them as soon as you notice a leak. Also watch lengths of hose …
Camping vacations have been a popular choice for families for many years. Family budgets are often tight, so camping is sometimes the only affordable means to get away on vacation for a reasonable amount of money. However, it is still not free. If you have a limited vacation budget, but you would still like to …
I’ve come to realize that a vast majority of us share the same goal in life. We want to commit, work, face and take responsibility for as little as possible, yet still be comfortable. In schools today, the child that makes B’s and C’s with little or no effort is met with more admiration than …
The summer is coming to a close and the 2012-2013 school year is upon us. The seemingly endless list of school supplies and clothes has to be handled now. It’s time to get the backpack and supplies. The kids need new clothes and shoes. This year the average family with students from Kindergarten to …
Before you begin the process of looking for a new home, as a potential home buyer, you will want to carefully inspect your financial situation. Home buyers should be certain their current income and monthly expenses can support a healthy mortgage payment. There are several ways would-be home buyers can maximize the income they have …
How often do you review your W-4 to ensure you are having the correct amount of taxes held by your employer? Many tax and financial experts are encouraging taxpayers to review their withholdings because you could be having more tax taken out of your pay than you will be liable for at the end of the …
Five million young adults are currently living with their parents, according to the Census Bureau – an astounding one in eight 25- to 34-year-olds. But it’s no wonder: Unemployment for people in their early twenties now touches 14%, vs. the national average of 8.5%. New grads are having a harder time finding first jobs, and …
According to this year’s National Retail Federation holiday survey, the average American will spend just over $700 this season on gifts, cards, decorations, and more. This is one time when you want to be below average — way below. In fact, if you are in debt, just say no to gift buying this holiday. There …
