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Purchasing or Refinancing with the HomeStyle Renovation Program

by jacymh

The HomeStyle Renovation Program is available to borrowers who are looking to make Renovations, Repairs, or Improvements to a home with a single loan, rather than with a second mortgage, or home equity line of credit.

At Benchmark, we know how important it is to make a house your own. Your Benchmark loan originator can walk you through the steps of making your homeownership dreams a reality. To find a Benchmark location near you, click here.

At Benchmark, we know how important it is to make your house your own. I am happy to walk you through the steps of making your homeownership dreams a reality. To get started, give me a call, send me a message, or apply now.

At Benchmark, we know how important it is to make a house your own. As your local Benchmark branch, we stand ready answer your questions and walk you through the steps of making your homeownership dreams a reality. To get started, send us a message or apply now.

Benchmark Introduces the Medical Doctor Loan Program

by jacymh


Benchmark understands that life moves quickly, especially if you’re in the medical field. That’s why we go the extra mile to accommodate your busy schedule and unique financial outlook.

Benchmark is now offering a program geared specifically toward doctors! The program is for borrowers with a medical license who would like to use future income to get a home now. It allows for up to 95% loan-to-value with a minimum credit score of 680. Individuals with student loan payment debt, have the potential to exclude student loan payments when calculating loan-to-value if you have a minimum credit score of 720, and your student loan payments are in deferment or forbearance a minimum of 12 months after the note date.

To be eligible, at least one borrower on the loan must have one of the following designations, and they must start employment within 60 days of closing:

  • Medical Resident
  • Medical Doctor (MD)
  • Doctor of Dental Science (DDS)
  • Doctor of Dental Medicine (DMD) and dental surgeons specializing in oral and maxillofacial surgery
  • Doctor of Optometry (OD)/Doctor of Ophthalmology (MD)
  • Doctor of Podiatric Medicine (DPM)
  • Doctor of Osteopathy (DO)

Let Benchmark make the process of buying a home easy. We will be with you every step of the way home.